- – Owner occupied vs non-owner occupied loan. When refinancing investment or rental property, what is the difference in rate for non-owner occupied vs. owner occupied financing? Conforming non-owner occupied rates are typically 3/8% higher than owner occupied interest rates. The equity requirement is usually higher for non-owner occupied mortgages as well, typically 20-30%+.
low money down mortgage Low Down Payment Mortgages | Lending | BB&T Bank – When you make an offer to buy a home, you’ll have to put down earnest money for your offer to be considered. The amount can range from hundreds of dollars to more than a thousand.. To find options specific to your area, consider using the search terms "low down payment mortgage" along with.