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Conventional fixed rate mortgages can be used to refinance a home with as little as 3% equity when private mortgage insurance (PMI) is purchased. How is my rate determined? Your rate is calculated based on a variety of factors, including credit qualifications, loan-to-value, loan amount and other criteria.
With the Reserve Bank of Australia cutting official rates to 0.75 per cent on Tuesday. spurring more retail spending.
2015-02-24 · If you want to pay off debt or make home improvements, a home equity loan might be just the ticket, but if you want a better interest rate, you might.