Should I Put More Than 20 Down On A House

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If I can put more than 20% down on a house, should I? | Yahoo. – Update: thanks for the answers. the more i think about the more stupid i realize this idea is. It just seems crazy to me that I make over 100k a year and still need to put 40% down to be able to afford a house that is only 1100 square feet. but that’s Southern California for you.

Is It Worth Going Higher Than a 20% Down Payment on a. –  · Ultimately, deciding whether or not it is worth it to put down a payment greater than 20% is a personal decision – it will vary from borrower to borrower. If a homebuyer has the means to afford a large down payment and is risk-averse, then he’ll probably feel more comfortable putting more than 20% down.

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Does it ever make sense to put a larger (> 20%) down. – There is absolutely a good reason to put more than 20% down. Every $100 you put down is going to save you like $4/y in interest. That’s guaranteed return. Cash flow is a big deal. Much bigger of a deal than people typically make it sound. The lower your required minimum payments, the more likely you end every month in the black instead of in.

But should you come in with less than 20%? This answer is a bit more elusive because it depends on a variety of factors, which include your household balance sheet and your financial goals. Why You Should Put 20% Down on a House. In short, the less you put down on a home, the more you pay each month via your mortgage payment. This happens for.

Find tips on how to save up for your down payment on a house, plus information on what percentage of money you should put down.. Does it make sense to put down more than 20%? It depends on the size of the loan, says Sylvia Gutierrez,

Down Payment Calculator – How much should you put down? – How much should you put down for a house? SmartAsset’s down payment calculator can help you determine the right down payment for you. loading. home buying.. 20% Down Payment: 20% of Home Value down payment:. Methodology There’s a lot more to home affordability than the price a homebuyer agrees to pay the seller. To find the most.