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Upswing in High LTV Loans in HARP 2 Program – The HARP 2 program allows for unlimited LTVs. During the month of August 2012, 27% of the HARP loans had more than 125% LTV. The HARP mortgage program picked up steam since the inception of the HARP 2.
What is the Home Affordable Refinance Program (HARP. – HARP is a government program that helps mortgage borrowers with little or no equity in their homes refinance into more affordable mortgages. The program is designed to benefit homeowners who have made their mortgage payments on time, but who are unable to otherwise refinance because of the amount that they owe.
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What the End of HARP Means for Your Mortgage – MagnifyMoney – The Home Affordable Refinance Program, known as HARP for short, is an initiative that helped underwater homeowners refinance their mortgage.The program was introduced in 2009 after the housing crisis. HARP allowed eligible homeowners to refinance their mortgages to lower their mortgage interest rate or switch from an adjustable-rate to a fixed-rate mortgage even if they were underwater.
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HARP | Federal Housing Finance Agency – The program allows homeowners who have seen a drop in their home value and are underwater refinance into better mortgage terms. Through HARP, you can get a lower interest rate, get a shorter loan term or change from an adjustable to a fixed-rate mortgage.
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