5. Get Pre-Approved for a Mortgage. Getting pre-approved for a mortgage loan before looking at houses is emotionally and financially responsible. On one hand, you know what you can spend before bidding on properties. And on the other hand, you avoid falling in love with a house that you can’t afford.
refinance home loan after divorce the average interest rate on a mortgage US long-term mortgage rates slip; 30-year average at 4.06% – . U.S. long-term mortgage rates fell slightly this week, marking a fourth straight week of declines to lure prospective purchasers in the spring homebuying season. Load Error Mortgage buyer Freddie.